The Best Hybrid Appraisals in the Industry

When you need a Hybrid appraisal, choose Class Valuation.  From easy ordering to qualified property data collectors and best in the industry appraisers, we offer an efficient, reliable and compliant solutions that will keep closing time on track.  

Unlike other AMC’s Class Valuation has over five years of experience with Hybrids. We have streamlined our process, honed the skills of our property data collectors and appraiser panels, and adopted innovation that provides consistent, quality reports.  

Key Benefits

Consistency

Property data collections are conducted with a consistent process and scope of work.

Appraiser Capacity

By eliminating required field work, appraisers are able to focus on analysis and valuations, increasing capacity.

How it works

1

Submit Loan:

Submit your loan application to DU or LPA.

 

2

Eligibility Assessment:

Your loan is evaluated for eligibility for a desktop appraisal.

3

Property Data Collection:

Our PDC conducts a detailed on-site inspection and data collection.

4

Property Data Advantage Report:

We create a comprehensive report, including all required and additional property images, and send it to the appraiser.

5

Desktop Appraisal:

The appraiser completes the valuation using the provided data.

 

6

Submission to GSE:

We submit the completed appraisal results to the GSE.

7

Receive Reports:

The lender receives the final appraisal report.

Hybrid Eligibility

TBD

Waiting for Wednesday's announcement.

Hybrid Eligibility

DU and LPA will indicate whether a submitted loan is eligible for a Hybrid appraisal.

Freddie Mac

Eligible Transactions

Purchases, no cash out or cash-out refinances

Eligible Property Types

  • One-unit properties, including in a Planned Unit Development (PUD) or with an ADU.
  • Condominium Units (attached or detached)

Loan Product Advisor loan submissions on or after April 7, 2025 will reflect Hybrid Appraisal options.

Fannie Mae

Eligible Transactions

Purchases, limited cash out or cash-out refinances

Eligible Property Types

  • Existing one-unit properties, including a condo or unit in a PUD
  • Principal residence, second home, or investment properties
  • Under construction properties
  • Existing properties with incomplete construction or renovation project
  • Community land trusts, or other properties with resale price restrictions, which include loan casefiles using the Affordable LTV feature
  • Texas 50(a)(6) loans

Desktop Underwriter will be updated on March 22, 2025 to reflect Hybrid Appraisal options.

Ready to experience Class Valuation’s difference? Contact us today to order an appraisal or learn more about our services.

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